There’s no black and white answer. Here’s what fall buyers and sellers should expect instead. 
 

If you’ve been hoping for home prices to drop, the Fed’s recent rate cut might sound like good news. But before you get too excited, here’s something important to remember: a rate cut doesn’t automatically mean prices will go down. In some places, it could even push prices up.

Here’s what you need to know. 

How the rate cut affects mortgage rates. In mid-September, the Fed lowered its main interest rate by 0.25%, marking the first rate cut of the year. This move suggests that further cuts may be ahead. It has already caused mortgage rates to drop a little. The average 30-year fixed mortgage is now just above 6%, which is a welcome change from the 7% highs we saw earlier this year.

But here’s the catch: Mortgage rates don’t move exactly with the Fed’s actions. They’re more closely tied to the 10-y ...

Get ready for a night of spooky fun, sweet treats, and big smiles for all ages.
 

No tricks here, just treats. This time of year is all about coming together, sharing smiles, and celebrating the spooky season with friends and family. Get ready for a night filled with fun, laughter, and all the festive energy that makes Halloween such a blast.
That’s why I'm excited to invite you and your family to our 2025 BrickDriven Trunk or Treat, happening on October 27th from 5:00 p.m. to 7:00 p.m. at 115 Helton Court, Florence, Alabama.
What to expect? Once you arrive, you’ll find plenty to enjoy:
• Tons of activities for kids… and the big kids, too
• Loads of prizes and candy for everyone
• Street vendors for all to enjoy
• Photo booths and plenty of good fun
It’s going to be a fantastic fall festival filled with excitement, community spirit, and all the spooky fun you can imagine. So mark your calendars, bring your little ones, and ...

AI tools offer a quick estimate, but they can’t factor in your home’s unique features.
 

If you’re thinking about selling your home this year, you’ve probably checked its value using tools like Zillow or Redfin. These apps promise quick estimates based on data and algorithms, and they’re getting better every year. But here’s the big question: can you really trust AI to price your most valuable asset accurately?
Before you list your home with an AI price estimate, you need to hear this: 
I recently worked with a client just outside of town who was ready to sell their four-bedroom home in a competitive market and decided to use an AI tool for a pricing estimate. AI pulled data from recent sales nearby, adjusted for square footage, and looked at market trends. It estimated their home’s value at $620,000.
However, it missed some key features: a $70,000 kitchen renovation with high-end appliances, a full smart-home upgrade, and a ...

From closing costs to HOA fees, hidden fees can affect your home-buying budget. Learn what to expect and how to budget effectively for a smooth closing.
 

You’ve saved up for a down payment, gotten pre-approved, and found your dream home. Great! Now, you’re ready to buy your dream home, right? That’s what most people believe. However, in 2025, the price of the home is just the starting point.
 
I recently helped a couple who thought they were all set to buy their home. They had $40,000 for the down payment, secured pre-approval, and even saved some extra for closing costs. However, when it was time to finalize the purchase, they faced over $6,000 in unexpected expenses, including home inspections, HOA charges, and other fees they hadn’t planned for. This caused a delay in closing, and they had to tap into their emergency savings. With a bit more clarity from the start, they could have avoided this stress.
 
Here are some key expenses you ...

You’ve saved up for a down payment, gotten pre-approved, and found your dream home. Great! Now, you’re ready to buy your dream home, right? That’s what most people believe. However, in 2025, the price of the home is just the starting point.

I recently helped a couple who thought they were all set to buy their home. They had $40,000 for the down payment, secured pre-approval, and even saved some extra for closing costs. However, when it was time to finalize the purchase, they faced over $6,000 in unexpected expenses, including home inspections, HOA charges, and other fees they hadn’t planned for. This caused a delay in closing, and they had to tap into their emergency savings. With a bit more clarity from the start, they could have avoided this stress.

Here are some key expenses you should be aware of if you’re considering buying a home today:

1. Closing costs. Most buyers have heard of closing costs, but often underestimate them. In 2025, expect t ...